Learn proven budgeting methods like 50-30-20, Zero based budgeting and employee system
At 30, my best friend Rahul and I sat at a Bangalore cafe with the same dilemma. Both IT professionals. Both earning ₹1.4 LPM. Both newly married. Both under massive family pressure to ‘finally buy a house and settle down.’ Rahul caved. He put ₹15 Lakh down on a ₹95 Lakh flat in Whitefield, took […]
Buying a House at 30 Cost Me ₹1.8 Crore. Renting Would Have Made Me ₹3.4 Crore Richer. Read More »
Last year, I had dinner with two old college friends. Both 38. Both still in Bangalore. The first — Ravi — earns ₹2 LPM at a top MNC. Designer watches. Luxury SUV. Premium 4-BHK rental in Whitefield. Vacations in Europe. By every visible metric, he’s ‘winning at life.’ The second — Mehul — earns ₹80K/month
The ₹50 Lakh Trap: Why Most Indians Retire Poor Despite Earning Well Read More »
In January 2015, I started my first SIP. ₹5,000 a month in a popular Large Cap fund recommended by my bank’s relationship manager. I was 28, freshly employed, and excited. ‘Slow and steady wealth,’ the brochure said. I imagined steady 12% returns, compound interest doing its magic, and crores rolling in by retirement. That’s what
I Tracked My SIP for 10 Years. The Hidden Truth Will Change How You Invest Forever. Read More »
The 50-30-20 rule splits your salary into 3 buckets. 50% to Needs, 30% to Wants and 20% to Savings. Here’s how it works with real case examples
Master Your Salary: Monthly Budget Rule of 50-30-20 (Real Example) Read More »
