Start Here

I know finance content can be overwhelming. Thousands of articles telling you 50 different stories. So, let me make this simple.

I have organized everything in 4 levels. Start at Level 1, if you are a complete beginners. Jump ahead if you already know the basics. No Judgement – We all start at some point

If your money disappear before the month end, start here –

1. How to create a monthly budget that actually works
2. Emergency Fund – How much do you really need
3. Your salary slip decoded: CTC, Gross, Net – What does it all means
4. Bank Account in India: Savings, FD, RD – Which one when
5. CIBIL Score: Why it matters and how to fix it

You are saving money. Now make sure you don’t lose it

1. Term Insurance – The most important policy nobody talks about
2. Health Insurance – How to pick a plan without getting confused
3. 10 Realistic ways to save money every month
4. EPF vs PPF vs NPS – I will tell you what actually to choose
5. ULIPs: Why i tell everyone to stay away

1. What is SIP? The simplest explanation you will find online
2. Mutual Funds for beginners – Types, how to choose and where to buy
3. Stock Market Basics: How to Open a Demat Account and what and when to buy your 1st Share
4. Index Funds vs Active Funds – My Honest take
5. The Power of Compounding: How ₹500 per month can become ₹1 Crore

Level 4 – Pay Less Tax Legally

Government gives you several ways to save tax. Most people use maybe two of them:

1. Section 80C Explained – Every option Ranked
2. New vs Old Tax Regime – Which one saves you more
3. How to file your ITR online – Step by Step with Screenshot
4. HRA Exemptions – How salaries people save tax on rent
5. TDS on Salary – How to read Form 16 and Claim your Refund

Not Sure Where to Start

Just read the monthly budget article from Level 1. It takes 10 minutes and i assure you will feel more in control of your money by the end of it.

or email me at chandan@finmeetra.com – tell me your situation and i will point you to the right direction.