About

I’m Chandan. I work in Corporate finance during day and write about personal finance on FinMeetra in the evening and weekends. I believe every earning person should deserves to understand their own money without needing a finance degree or paying an advisor.

Why I Started FinMeetra

A few years ago, a close friend of mine asked a simple question – “Chandan, Should i invest in this LIC policy, my agent is suggesting to buy?”

I looked at the policy. It was an endowment plan with 4-5% return. He was about to lock ₹7,500 every month for 20 years into something that would barely beat inflation. His agent made it sound like the best thing since sliced bread.

I explained why a simple termed plan + SIP would give him much better returns. He was shocked, not because the math was complicated but because nobody has ever explained it to him in simple way.

That simple conversation stuck with me. I kept noticing the same pattern – Smart, educated people making poor financial decisions beccause the finance world speaks a language they won’t understand. Banks, agents and advisor use jargons to confuse. Social media influencers oversimplify and textbooks are…well, textboooks.

I wanted to create something in between. Something accurate but simple, written by someone who actually works with numbers everyday.

That’s how FinMeetra was born. FinMeetra = Finance + Mitra (Friend in Hindi)

• Personal Finance – Budgeting, Savings, Emergency Funds, Credit Cards, Credit Score, Loans and Insurance
• Salary & Tax – Salary Structure & Breakup, Tax deductions, ITR Filings, GST, TDS
• Investing – SIP, Mutual Funds, Stocks, FDs for real beginners
• Corporate Finance – What happens behind the scenes in company finances
• Tools & Templates – Free Excel Templates and Calculations, Modelling, Presentation which i have built myself